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HOW TO buy RIPPLE (xrp) with credit cardS

If you're considering buying XRP with credit cards, this guide will walk you through the process while discussing XRP price prediction for 2020 and beyond.

ripple xrp.png


Before buying XRP with credit cards, make sure to pick the proper wallet where you can securely manage your funds.


It’s not hard to find an XRP wallet in the market. Thus, lots of exchanges offer to buy and to store XRP on their exchange. However, it would not be a good decision to keep your XRP on a centralized exchange, because your coins would be the property of the exchange in that case. 

Accordingly, a decentralized wallet is more preferred. Decentralized wallets allow you to have fully access over your funds (you are the only one who keeps your private key). It simply means you don’t rely on a third party to send, receive, or store your cryptocurrency, removing part of the security risk associated with hosted wallets.

HB Wallet is a decentralized wallet designed as a complete ecosystem across 04 different platforms to support users on the Ethereum Blockchain. You can send, receive, and manage ETH, ERC-20, ERC-223 and ERC-721 tokens directly. The wallet also allows you to add any tokens on ERC-20 or ERC-223 that you prefer, buy ICO, receive airdrops, and play Dapp games.

buy xrp with credit card

Buy XRP with credit cards via HB Wallet

buy xrp with credit card via hb wallet.png

HB Wallet has partnered with Simplex to enable users to buy Crypto by using Credit Cards, or Debit Cards. You can purchase not just Ripple (XRP), but also Bitcoin (BTC) and Ethereum (ETH) within a few steps.

Download HB Wallet

This feature accepts Credit Cards, or Debit Cards from prominent institutions like Visa, Master Card, JCB, or American Express, etc. However, it depends on the local regulation to determine a card is eligible to purchase Cryptocurrency from Simplex or not. Most of the time, Visa and MasterCard will do the job. 


It should take approximately 30 minutes or less to receive Ethereum (ETH), or Ripple (XRP), and a little bit longer with Bitcoin (BTC).


The purchasing process should take no longer than 10 minutes. All the information about the purchase that you provide will be kept confidentially by SIMPLEX. It's only required for KYC purposes. Your anonymity is protected on HB Wallet, so don't worry.

How to buy XRP on HB Wallet with 3 steps:

1. Open HB Wallet app. Tap on the upper card to proceed. In the next screen, select 'Simplex'. 

buy xrp in hb wallet

2. Select 'Ripple' to start buying XRP. You can preview the amount of XRP you will get by paying USD.  Simply enter the number to check. Then tap on 'Buy' to proceed. 

buy xrp with credit card in hb wallet

3. You will be presented to the Simplex site. Follow the prompts to fill in your information. Tap on 'Pay now' to conduct your transaction. 

buy xrp with credit card hb wallet simplex

Please note:

  • There are a $50 minimum and a $10k maximum for first purchases.

  • Simplex has a daily limit of $20k, with a monthly limit of $50k.

XRP price prediction

Disclaimer: The opinion expressed here is for informational purposes only. It is not investment advice. Readers should do their own research.


At the time of writing, all of the top 10 coins remain in the red zone. So far, XRP has fallen the least compared to Bitcoin (BTC) and Ethereum (ETH). The decline has amounted to 28.53% over the last day. XRP is trading at $0.1419 at press time (March 13, 2020). 


CoinSwitch predicts that the price of XRP is expected to gradually increase, eventually reaching a $1.10 mark in the middle of the year. It's a belief that if XRP continues to develop at a rapid pace and has independent trading platforms and investment routes like BTC and ETH, the coin will be able to touch the $2 mark by 2021.


However, the volatility of the crypto market makes it rather hard to predict what the price of a coin could be in a few hours, and even harder to give long-term forecasts.


XRP does grow at a rapid pace and attracts a lot of attention from major financial institutions. Nevertheless, many still argue whether or not the project will be able to thrive in the growing competition.


When considering investing in XRP and also other coins, it’s crucial to do your own research, take into account the latest technical analysis, expert opinion, and market trends. You should arm yourself with as much knowledge as possible in order to build a successful trading strategy.

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